Acceptance now furniture for free#
Acceptance now furniture plus#

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Sign up for John's free Newsletter delivered weekly to your inboxĬlick here for more DWYM reports and to contact John So they will refund any overpayment he made, and make sure he is not reported as delinquent.īut this is a good lesson to anyone who takes out 'same as cash' financing: make sure you understand exactly what you have to do, or you could be hit with extensive penalties and fees.Īnd if you close out, make sure your account is fully closed: get a receipt.ĭon't Waste Your Money is a registered trademark of the EW Scripps Co. In the end, he worries that his attempt to build up his credit this way may end up hurting it.Īfter we called, a spokeswoman for Rent a Center and Acceptance tells us a their internal investigation discovered that a computer glitch failed to register Gregg's final payment. 'What I must have missed,' Gregg said, is that 'you have to contact us, you have to call us, after you make your last payment.'

Acceptance now furniture plus#

However, it still receives a ' good' B Plus rating from the BBB, because most complaints concerned customers simply not understanding their contract, which allows for high interest rates for just one late payment, or missing one of their rules. There's a caution here for anyone buying furniture with a 90 days same as cash or a lease to own option: You really need to look at that contract very carefully.Īcceptance Now is an arm of Rent-a-Center in Plano, Texas which has several hundred Better Business Bureau complaints. 'It turns out I have actually paid it in full, but I did not close out my account,' he said.'

He says after negotiating with the man on the phone, they agreed to lower his penalty to $50, which Gregg reluctantly paid He says he got slammed with a high APR rate, and almost $300 in back interest fees, because his account was still open and now delinquent. 'They said did you get your certificate of ownership? I said no, I need a certificate of ownership?' 'I get a call, and it was in February, from Acceptance Now, and they are saying I am late on my payment,' he said. But that was just the start of the problems for the Cincinnati man. Just before 90 days were up, he says, he paid the bed off in full. Gregg bought a new bed last year for $571, agreeing to pay $77 a month through a finance company called 'Acceptance Now,' which has desks in furniture stores across the country. Can I go to jail for failure to pay or return furniture I am trying to gain extra income to start paying again, and dont want to lose furniture or money I already paid for. No problem: Many stores will let you spread out your payments, with a 90 day or one year 'same as cash' program, where you get months to pay with no interest. I have an agreement with Acceptance Now/Bobs Furniture, and I have fallen behind on payments by approximately 6 months, due to income loss. Can't afford that new refrigerator, or bedroom or living room set?